BadPenny69

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  • Activity

    • Hi again

      3 years ago

      BadPenny69

      I'm still alive. I don't like this new website layout. What have I been up to? Not much. Which is why I'll just stop right here.

    • What I've Been Doing and Pending House Stuff

      4 years ago

      BadPenny69

      So I haven't been on much lately. No other reason then I didn't feel like anybody would be interested in what I had to say. It's spring and I'm a bit garden crazy right now. You don't quite understand the spring fever of a gardener unless you've experienced it yourself.

      But I thought you all would like to know (yes, you two. Ok, you too.) that our house is going to be set in place some time this week. If you don't remember, it's a modular house so they will bring it to our property in sections and then set it on the foundation that they've already built. Hopefully I'll be able to get a video of it. But I've got a couple of things I need to do this week and hopefully it doesn't happen on one of those days. Of all the weeks when I don't have anywhere to go and the irony that it's being placed in the one week that I do have things to do. One thing is just a dentist appointment so I'll be able to reschedule that if I need to.

      After that, the electrician and plumber come in and connect what they need to connect, the front porch gets built, the deck in the back gets built and the floors get installed. So it probably won't be until the end of the month until it's all done. Then there's the closing. But after that, it will be ours!

      Of course, I can't wait.

      But that's it. Been watching gardening videos. Doing some crocheting. Started packing stuff. But other than that, everything is same old.

    • 4 years ago

      BadPenny69

      I'm having less and less tolerance for people.

    • Well, Fudge

      4 years ago

      BadPenny69

      I realized it was Friday and then I realized I missed the TFT podcast. = (

    • Happy Holidays and Be Safe

      4 years ago

      BadPenny69

      We were visiting family for the holidays so I didn't really get a chance to say Merry Christmas to you guys. But Merry Christmas anyway! Have a great new year everybody. And be safe. Most of all, be safe.

    • 4 years ago

      BadPenny69
    • 4 years ago

      BadPenny69
    • LoL and Hopefully a New House

      4 years ago

      BadPenny69

      Soooooooo..... Life. Yeah. Like they say, life is what happens while you're making other plans. So what plans/happenings are going on around here?

      Well, for the last couple of days I've been playing League of Legends. Smite didn't last as long as I thought it would, and hubby hasn't been playing SWTOR and I don't like playing by myself. He has been playing League of Legends so I finally gave in and installed it. It's pretty fun. Not something that I'll be doing a lot. But something I'll be in the mood for once in a while. for the last couple of days I've been playing a lot because he's level 21 and I've got some catching up to do. But after I catch up, I'll probably only play when he does.

      Only thing is that he plays against other plays. I've only been playing against bots (computer controlled characters). Once we start playing together, I don't know if I'll want to play against other players. I've never been very good at pvp. That's why I created the BadPenny for my gamertag. I die a lot and I just have to have the attitude to just keep coming back like a bad penny. Most things before that were Kittikity because I like cats. But Kittikity didn't seem to fit for pvp.

      But in bigger and better news, for the past month or so we've been looking into getting a modular house built. Not a very big house. 4 bedroom/2 bath. 1600sqft in total. I say looking into because we're still working on getting the mortgage loan and until that happens, nothing's been built yet. The only thing that's holding the mortgage back is the down payment. We would need about $6,000. But we have nothing saved up. Hard to save when you have bills to pay. But according to the lender, North Carolina has a thing that helps you specifically with the down payment. Only trouble with that is that you have to have a credit score of 640 or higher. Hubby's credit score is almost there so we need something that will push us up just that little bit. So we've got some credit cards we're trying to pay down that have gotten a bit more than 50% full. Seems that under 30% is a lot better place to be. And doing that would cost us a lot less than trying to save $6,000.

      We're really excited but since we don't yet have the mortgage loan, we're still trying to stay realistic that it could possibly fall through. One of the things we're excited about most is that this will be a brand new house. Not something used and abused by somebody else. It will only get abused by us and us alone. It's like buying a used car. You never know how the previous owner treated it or what problems it might have. It's brand new! Even the septic and well will be new.

      We have already been back to the dealer's and picked out all the colors and such. I say colors loosely though. We ended up picking out a lot of greys. Light grey siding on the house, black shutters, black roof (more like dark grey). Grey laminate wood flooring in the main rooms, light grey carpet in the bedrooms, beige paint on the walls(this is actually standard but we can always repaint later if we want), dark wood cabinets in the kitchen, beige counter tops and back splash. I think that's pretty much everything. Walls, floors, kitchen, outside.

      There will also be a fireplace in the den. That's where we'll probably spend most of our time. I love a wood fireplace and have always wanted a house with one. So there we go. We also opted for the kitchen upgrade that gets us all black kitchen appliance. Big fridge, dishwasher, glass top stove, microwave above the stove. I think the standard kitchen was just a basic off white fridge and coil burner stove.

      Even though I'm really excited about the house, the cherry on top for me is that we found a 6.32 acre piece of land for a really really good price. I will finally be able to have the mini farm I've wanted for years. I will finally be able to provide healthy, unprocessed food for my family by growing a big garden and raising livestock. We've already been to the property a couple times. Once to make sure we liked it, then with their contractor to discuss placement of the house and such. I didn't want to leave. I think the next time will be after we get the loan and we go look at it again with a property appraiser so he can mark the exact layout of the property and other such things.

      The only other possible problem is that our lease is up here at the end of March. So we need to get this loan quick so they can start building the house. They can have the house built in a month. But getting the foundation wall put in and actually placing the house and such could be held up if the weather starts to get bad. Like snow and ice bad. They can't dig a place for the foundation or put in the septic and well if the ground is frozen. So far this winter has been really mild so hopefully that holds out. If all goes to plan, they should have the house placed in plenty of time. But since there are still lots of things that can go awry, we're still nervous.

      We've already spoken with the landlords here and they said they would work with us if the house wasn't done on time. The details of 'working with us' aren't ironed out, but at least we know we're not going to be kicked out if we don't renew our lease.

      Gosh, this was a long one. If you made it this far, I thank you for wading through my gabbering. If you didn't make it this far, then I won't thank you because you won't see this. Either way, it's late and I'm going to bed. Good night and sleep well.

    • SWTOR: Shadow of Revan

      4 years ago

      BadPenny69

      The new SWTOR expansion starts today. Lots of things to relearn. I'm going to be quite busy this week.

    • 4 years ago

      BadPenny69
  • Comments (16)

    • EatenHorse FIRST Member Star(s) Indication of membership status - One star is a FIRST member, two stars is Double Gold NGN BLDR

      5 years ago

      Hey you, you super sexy woman you. Happy Anniversary, love! 17 years and going strong. I just hate that we have to spend this one apart. We can, however, make up for it next month after the move and all the stress is over. You're the best thing that's ever happened to me. I LOVE YOU!! smiley12.gifsmiley12.gifsmiley0.gifsmiley12.gifsmiley12.gif

    • Cheyza

      5 years ago

      Happy Mother's Day!
      smiley12.gif

    • Myshu FIRST Member Star(s) Indication of membership status - One star is a FIRST member, two stars is Double Gold chupariffic

      5 years ago

      Special delivery! (Hope your daughter likes 'er!)
      aac-horse1.jpg

      • EatenHorse FIRST Member Star(s) Indication of membership status - One star is a FIRST member, two stars is Double Gold NGN BLDR

        5 years ago

        That is so frieakin' awesome, Myshu!! Thank you so much. I'm sure she loves it, too.

      • Myshu FIRST Member Star(s) Indication of membership status - One star is a FIRST member, two stars is Double Gold chupariffic

        5 years ago

        Haha, that's cool--her dad isn't a half-bad artist, himself.

      • BadPenny69

        5 years ago

        Kaitlyn and she's a bit of an artist herself. Takes after her dad I think (@Eatenhorse)

        Post edited 3/29/14 10:22PM

      • Myshu FIRST Member Star(s) Indication of membership status - One star is a FIRST member, two stars is Double Gold chupariffic

        5 years ago

        Aww, I'm glad to hear it! What's your girl's name?

      • BadPenny69

        5 years ago

        She loves it. She's now using it as the wallpaper on her computer.

    • LadyOddDuck

      5 years ago

      Thanks for joining our Game Night last night! Hope you had as much fun as I did! smiley12.gif

    • Bensonator FIRST Member Star(s) Indication of membership status - One star is a FIRST member, two stars is Double Gold Lord Washington

      5 years ago

      This might sound a bit disproportionate to just a like, but thank you. It doesn't seem like many people read my journals anymore, much less care enough to like them, so thank you. :)

    • Myshu FIRST Member Star(s) Indication of membership status - One star is a FIRST member, two stars is Double Gold chupariffic

      5 years ago

      Sorry you missed my stream! Hope this cheers ya up:
      aac-gardener1.jpg

      • BadPenny69

        5 years ago

        She's perfect! Thank you so much. Made my day.

    • atlusprime

      5 years ago

      Your thinking cat is good. Listen to it always.

    • Myshu FIRST Member Star(s) Indication of membership status - One star is a FIRST member, two stars is Double Gold chupariffic

      5 years ago

      Special delivery!
      aac-tiger1.jpg

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